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Best Pet Insurance Providers of
2026 – Top Companies Ranked

We compare coverage, features, and
customer reviews so you don't have to.

1
Insurance provider
  • No Payout Limits - Ever
  • Backed by Chubb
  • Coverage for Unexpected Accidents & Illnesses
  • Fast Claims - Most processed in 2 days
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5
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2
Insurance provider
  • Quickest Claims & Service Scores
  • Rated #1 Pet Insurance on Trustpilot
  • Prudent Pet 24/7 Vet Chat Included
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4.8
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3
Insurance provider
  • No Vet Network. See any Licensed Vet, ER, or Specialist in the US
  • Talk to a Pet Health Pro Anytime with Free 24/7 Vet Telehealth
  • More than 90% of Claims Paid within 10 Business Days
  • Over 550k Pets Insured, with over 18 years of Experience
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4.7
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4
Insurance provider
  • PumpkinNow Pays in Minutes for Eligible Care
  • 80-90% Cash Back on All Eligible Vet Bills
  • 9/10 Vets Trust Pumpkin to Care for their Patients
  • #1 on Google among Pet Insurance Brands with 2,500+ Reviews
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4.6
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Learn About Our Process

Choosing the right pet insurance is a significant decision. Trust in our process & research.

Pet Insurance Education Center

What Does Pet Insurance Cover?

Pet Insurance Claim: How to File, What to expect, and tips

How To Choose Pet Insurance: A Guide for Dog and Cat Owners

Why Trust Us?

Rigorous Research

Our rankings are based on comprehensive research, including detailed analysis of coverage options, customer service ratings, and real user feedback, ensuring our recommendations are both robust and reliable.

Expert driven evaluations

Led by industry experts, our evaluations delve deep into the specifics of each provider's offerings, from policy fine print to service efficiency, guaranteeing you get insights rooted in professional standards.

User-Centric Approach

We prioritize your needs, continuously updating our comparisons and content based on the latest market trends and direct feedback from pet owners who use the services, keeping our recommendations relevant and user- focused.